Persistent Effects of Temporary Incentives: Evidence from a Nationwide Health Insurance Experiment

Arbeitspapier

Temporary incentives are offered in anticipation of persistent effects, but these are seldom estimated. We use a nationwide randomized experiment in the Philippines to estimate effects three years after the withdrawal of two incentives for health insurance. A premium subsidy had a persistent effect on enrollment that is more than four fifths of the immediate effect. Application assistance had a much larger immediate impact, but less than a fifth of this effect persisted. The subsidy persuaded those with higher initial willingness to pay to enroll and keep enrolling, while application assistance achieved a larger immediate effect by drawing in those who valued insurance less and were less likely to re-enroll.

Object Details

• Language: Englisch

References and Relationships

• Bibliographic citation: Series: Tinbergen Institute Discussion Paper ; No. TI 2019-078/V

Classification and Topics

• Classification: Wirtschaft ; Health Insurance, Public and Private ; Field Experiments
• Subject: incentives ; persistence ; health insurance ; subsidy ; randomized experiment

Contributors, Places and Time

• Event: Geistige Schöpfung
• (who): Baillon, Aurélien ; Capuno, Joseph ; O'Donnell, Owen ; Tan, Carlos ; van Wilgenburg, Kim
• Event: Veröffentlichung
• (who): Tinbergen Institute
• (where): Amsterdam and Rotterdam
• (when): 2019

Further information

• Handle: http://hdl.handle.net/10419/220027
• Last update: 10.03.2025, 11:43 AM CET