Arbeitspapier
Automatic Enrollment, Employer Match Rates and Employee Compensation in 401(k) Plans
This study uses restricted-access employer-level microdata from the National Compensation Survey to examine the relationship between automatic enrollment and employee compensation. By boosting plan participation, automatic enrollment has the potential to increase employer defined contribution plan costs as previously unenrolled workers receive matching contributions. Using cross-sectional variation in employer compensation costs and the automatic enrollment provision within firms sponsoring DC plans, we examine differences in compensation between those with and without the provision. A significant negative correlation exists between the generosity of the employer match structure and the automatic enrollment provision. However, we find no evidence that total compensation costs or DC costs differ between firms with and without automatic enrollment, and no evidence that DC costs crowd out other forms of compensation.
- Sprache
-
Englisch
- Erschienen in
-
Series: IZA Discussion Papers ; No. 8807
- Klassifikation
-
Wirtschaft
Retirement; Retirement Policies
Wage Level and Structure; Wage Differentials
Nonwage Labor Costs and Benefits; Retirement Plans; Private Pensions
- Thema
-
automatic enrollment
defined contribution plan costs
employer match generosity
employee wage and non-wage compensation
firm behavior
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Butrica, Barbara A.
Karamcheva, Nadia S
- Ereignis
-
Veröffentlichung
- (wer)
-
Institute for the Study of Labor (IZA)
- (wo)
-
Bonn
- (wann)
-
2015
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:42 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Butrica, Barbara A.
- Karamcheva, Nadia S
- Institute for the Study of Labor (IZA)
Entstanden
- 2015
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