Arbeitspapier
Does full insurance increase the demand for health care?
We estimate the causal effect of having full health insurance on health care expenditures. We take advantage of a unique quasi-experimental setup in which deductibles and co- payments were zero in a managed care plan, and non-zero in regular insurance, until a policy change forced all individuals with an active plan to cover a minimum amount of their expenses. Using panel data and a non-linear difference-in-differences strategy, we find a demand elasticity of about -0.14 comparing full insurance with the cost-sharing model, and a significant upward shift in the likelihood to generate costs.
- Sprache
-
Englisch
- Erschienen in
-
Series: Discussion Papers ; No. 13-05
- Klassifikation
-
Wirtschaft
Analysis of Health Care Markets
Semiparametric and Nonparametric Methods: General
- Thema
-
Deductibles
health cost
quasi experiment
changes-in-changes
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Boes, Stefan
Gerfin, Michael
- Ereignis
-
Veröffentlichung
- (wer)
-
University of Bern, Department of Economics
- (wo)
-
Bern
- (wann)
-
2013
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:41 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Boes, Stefan
- Gerfin, Michael
- University of Bern, Department of Economics
Entstanden
- 2013
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