Bericht
Sustainable Household Debt: Towards an Operational View and Framework
From a broad financial stability perspective, sustainable household debt should be evaluated within a steady-state consumption-path approach. We calculate measures for households' steady-state consumption based on average consumption to income ratios for a number of household groups and use a 'counterfactual history approach' to evaluate their debt sustainability. The results show that households within the first-home buyers and second steppers groups, which hold more than half of total household debt in Norway, are vulnerable to an increase in the loan rate.
- ISBN
-
978-82-7553-712-4
- Language
-
Englisch
- Bibliographic citation
-
Series: Staff Memo ; No. 33/2012
- Classification
-
Wirtschaft
- Subject
-
household debt
sustainability
consumption
- Event
-
Geistige Schöpfung
- (who)
-
Lindquist, Kjersti-Gro
- Event
-
Veröffentlichung
- (who)
-
Norges Bank
- (where)
-
Oslo
- (when)
-
2012
- Handle
- Last update
-
10.03.2025, 11:44 AM CET
Data provider
This object is provided by:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Bericht
Associated
- Lindquist, Kjersti-Gro
- Norges Bank
Time of origin
- 2012
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