Arbeitspapier

Embracing responsible innovation and empowering consumers in the digital age

We examine the intersection between financial inclusion, financial literacy, and financial technology. Using worldwide data, we find a significant positive relation between the World Bank's "Findex" measures and various measures of financial literacy, as well as Google Trends. We show that e-commerce legislation around the world significantly positively facilitates fintech adoption. We further examine Google Scholar to identify gaps in the research in specific regions. Finally, we use more specific information from one type of fintech-crowdfunding-to show that financial literacy indeed facilitates fintech and to explain the specific mechanisms therein. We discuss the policy and research implications based on our data and provide an overview of the literature to date.

Sprache
Englisch

Erschienen in
Series: ADBI Working Paper Series ; No. 1136

Klassifikation
Wirtschaft
Financial Institutions and Services: General
Thema
fintech
financial inclusion
financial literacy

Ereignis
Geistige Schöpfung
(wer)
Cumming, Douglas J.
Johan, Sofia Atiqah
Ereignis
Veröffentlichung
(wer)
Asian Development Bank Institute (ADBI)
(wo)
Tokyo
(wann)
2020

Handle
Letzte Aktualisierung
10.03.2025, 11:44 MEZ

Datenpartner

Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.

Objekttyp

  • Arbeitspapier

Beteiligte

  • Cumming, Douglas J.
  • Johan, Sofia Atiqah
  • Asian Development Bank Institute (ADBI)

Entstanden

  • 2020

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