Arbeitspapier
A Review of Commitment Savings Products in Development Countries
Many financial institutions in developing countries offer savings products. Yet, little has been done to assess systematically and quantitatively the relative merits of different product designs. This paper first examines different designs that provide incentives to clients to commit to save. Mechanisms are divided into deposit side mechanisms that help clients make regular deposits, and withdrawal-side mechanisms that help clients restrict the use of their funds except for well-planned uses or emergencies. Then, using results from a short web-based survey of microfinance instititutions, we describe different commitment savings products in use around the world.
- Language
-
Englisch
- Bibliographic citation
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Series: ERD Working Paper Series ; No. 45
- Classification
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Wirtschaft
- Subject
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Sparen
Einlagengeschäft
Zahlungsverkehr
Entwicklungsländer
- Event
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Geistige Schöpfung
- (who)
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Ashraf, Nava
Gons, Nathalie
Karlan, Dean S.
Yin, Wesley
- Event
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Veröffentlichung
- (who)
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Asian Development Bank (ADB)
- (where)
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Manila
- (when)
-
2003
- Handle
- Last update
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10.03.2025, 11:43 AM CET
Data provider
This object is provided by:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Arbeitspapier
Associated
- Ashraf, Nava
- Gons, Nathalie
- Karlan, Dean S.
- Yin, Wesley
- Asian Development Bank (ADB)
Time of origin
- 2003
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Female empowerment: impact of a commitment savings product in the Philippines
The organisational commitment of workers in OECD countries
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Sequential Exporting across Countries and Products
Financial Intermediation and National Savings in Developing Countries
Savings goal calendars as soft commitment devices: Evidence from small business owners in Uganda
Tying Odysseus to the Mast: Evidence from a Commitment Savings Product in the Philippines
Savings goal calendars as soft commitment devices : Evidence from small business owners in Uganda
Products and policies to promote saving in developing countries
Saving in developing countries
Savings mobilisation in developing countries
Household decision making and savings impacts: further evidence from a commitment savings product in the Philippines
Female empowerment: impact of a commitment savings product in the Philippines
The organisational commitment of workers in OECD countries
Essays in dynamic macroeconomics: public policy, household savings, and lack of commitment
Sequential Exporting across Countries and Products
Financial Intermediation and National Savings in Developing Countries
Savings goal calendars as soft commitment devices: Evidence from small business owners in Uganda
Tying Odysseus to the Mast: Evidence from a Commitment Savings Product in the Philippines