Arbeitspapier
A Review of Commitment Savings Products in Development Countries
Many financial institutions in developing countries offer savings products. Yet, little has been done to assess systematically and quantitatively the relative merits of different product designs. This paper first examines different designs that provide incentives to clients to commit to save. Mechanisms are divided into deposit side mechanisms that help clients make regular deposits, and withdrawal-side mechanisms that help clients restrict the use of their funds except for well-planned uses or emergencies. Then, using results from a short web-based survey of microfinance instititutions, we describe different commitment savings products in use around the world.
- Sprache
-
Englisch
- Erschienen in
-
Series: ERD Working Paper Series ; No. 45
- Klassifikation
-
Wirtschaft
- Thema
-
Sparen
Einlagengeschäft
Zahlungsverkehr
Entwicklungsländer
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Ashraf, Nava
Gons, Nathalie
Karlan, Dean S.
Yin, Wesley
- Ereignis
-
Veröffentlichung
- (wer)
-
Asian Development Bank (ADB)
- (wo)
-
Manila
- (wann)
-
2003
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:43 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Ashraf, Nava
- Gons, Nathalie
- Karlan, Dean S.
- Yin, Wesley
- Asian Development Bank (ADB)
Entstanden
- 2003
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