Arbeitspapier
Truth and consequences: Bogus pipeline experiment in informal small business lending
The prevention of asymmetric information plays a major role in successful small business lending. The purpose of this research is to determine if small business applicants report their income information correctly when requesting a loan. Therefore, a randomized controlled trial bogus pipeline experiment was set up during a typical cash-flow analysis of a bank for small businesses in the Philippines. Results indicate that loan applicants of the treatment group reported a lower income, an effect which is most pronounced in the lowest income percentile. Moreover, our analyses reveal higher loan delinquencies in the control group.
- Sprache
-
Englisch
- Erschienen in
-
Series: Diskussionsbeitrag ; No. 1702
- Klassifikation
-
Wirtschaft
- Thema
-
Small business finance
Income reporting
Asymmetric information
Bogus pipeline
Randomized controlled trial
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Römer, Ulf
Weber, Ron
Mußhoff, Oliver
Turvey, Calcum G.
- Ereignis
-
Veröffentlichung
- (wer)
-
Georg-August-Universität Göttingen, Department für Agrarökonomie und Rurale Entwicklung (DARE)
- (wo)
-
Göttingen
- (wann)
-
2017
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:44 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Römer, Ulf
- Weber, Ron
- Mußhoff, Oliver
- Turvey, Calcum G.
- Georg-August-Universität Göttingen, Department für Agrarökonomie und Rurale Entwicklung (DARE)
Entstanden
- 2017
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