Arbeitspapier

The of role economic growth in modulating mobile connectivity dynamics for financial inclusion in developing countries

This study establishes economic growth needed for supply-side mobile money drivers in developing countries to be positively related to mobile money innovations in the perspectives of mobile money accounts, the mobile phone used to send money, and the mobile phone used to receive money. The empirical evidence is based on Tobit regressions. For the negative net relationships that are computed, minimum economic growth thresholds are established above which the net negative relationships become net positive relationships. The following minimum economic growth rates are required for nexuses between supply-side mobile money drivers and mobile money innovations to be positive: (i) 6.109% (6.193%) of GDP growth for mobile connectivity performance to be positively associated with the mobile phone used to send (receive) money and (ii) 4.590 % (4.259%) of GDP growth for mobile connectivity coverage to be positively associated with the mobile phone used to send (receive) money.

Language
Englisch

Bibliographic citation
Series: AGDI Working Paper ; No. WP/22/013

Classification
Wirtschaft
Household Behavior: General
Household Saving; Personal Finance
Personal Income, Wealth, and Their Distributions
Welfare Economics: General
Innovation; Research and Development; Technological Change; Intellectual Property Rights: General
Subject
Mobile money
technology diffusion
financial inclusion
inclusive innovation

Event
Geistige Schöpfung
(who)
Asongu, Simplice
Odhiambo, Nicholas M.
Event
Veröffentlichung
(who)
African Governance and Development Institute (AGDI)
(where)
Yaoundé
(when)
2022

Handle
Last update
10.03.2025, 11:44 AM CET

Data provider

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Object type

  • Arbeitspapier

Associated

  • Asongu, Simplice
  • Odhiambo, Nicholas M.
  • African Governance and Development Institute (AGDI)

Time of origin

  • 2022

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