Arbeitspapier

Human development thresholds for inclusive mobile banking in developing countries

This study assesses human development thresholds at which mobile banking mitigates poverty and inequality in 93 developing countries for the year 2011. Mobile banking entails: "mobile used to pay bills" and "mobile used to receive/send money", while the modifying policy indicator is the human development index (HDI). The empirical evidence is based on interactive quantile regressions. A summary of the findings shows that with increasing human development: (i) "mobiles used to pay bills" contribute to reducing inequality in countries at the bottom and top ends of the inequality distribution, while (ii) "mobiles used to receive/send money' have an appealing role in promoting inclusive development in all poverty distributions, with the exception of the top-end or 90th decile. The modifying thresholds of the HDI vary from 0.542 to 0.632 and 0.333 to 0.705 in inequality and poverty specifications, respectively. The relevance of the findings is discussed in light of the current transition from Millennium Development Goals to Sustainable Development Goals.

Sprache
Englisch

Erschienen in
Series: AGDI Working Paper ; No. WP/18/022

Klassifikation
Wirtschaft
Financial Institutions and Services: General
Economic Growth and Aggregate Productivity: General
Health: General
Education and Research Institutions: General
Measurement and Analysis of Poverty
Thema
Mobile banking
Quality of growth
poverty
inequality

Ereignis
Geistige Schöpfung
(wer)
Asongu, Simplice
Odhiambo, Nicholas M.
Ereignis
Veröffentlichung
(wer)
African Governance and Development Institute (AGDI)
(wo)
Yaoundé
(wann)
2018

Handle
Letzte Aktualisierung
10.03.2025, 11:43 MEZ

Datenpartner

Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.

Objekttyp

  • Arbeitspapier

Beteiligte

  • Asongu, Simplice
  • Odhiambo, Nicholas M.
  • African Governance and Development Institute (AGDI)

Entstanden

  • 2018

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