Arbeitspapier

Enterprising women in Southern Africa: When does land ownership matter?

Limited access to finance is one of the major barriers for women entrepreneurs in Africa. This paper presents a model of start-ups in which firms’ sales and profits depend on their productivity and access to credit. However, due to the lack of collateral assets such as land, female entrepreneurs have more constrained access to credit than do men. Testing the model on data from the World Bank Enterprise Surveys in Eswatini, Lesotho, and Zimbabwe, we find land ownership to be important for female entrepreneurial performance in terms of sales levels. This finding suggests that the small Southern African economies would benefit from removing obstacles to women’s land tenure and enabling financial institutions to lend against movable collateral. While land ownership is linked with higher sales levels, it seems less critical for sales growth and innovation where access to short term loans for working capital seems to be key.

Sprache
Englisch

Erschienen in
Series: GLO Discussion Paper ; No. 457

Klassifikation
Wirtschaft
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Entrepreneurship
Production; Cost; Capital; Capital, Total Factor, and Multifactor Productivity; Capacity
Formal and Informal Sectors; Shadow Economy; Institutional Arrangements
Thema
entrepreneurial sales
innovation
credit
land
gender
Africa

Ereignis
Geistige Schöpfung
(wer)
Brixiová, Zuzana
Kangoye, Thierry
Tregenna, Fiona
Ereignis
Veröffentlichung
(wer)
Global Labor Organization (GLO)
(wo)
Essen
(wann)
2020

Handle
Letzte Aktualisierung
10.03.2025, 11:43 MEZ

Datenpartner

Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.

Objekttyp

  • Arbeitspapier

Beteiligte

  • Brixiová, Zuzana
  • Kangoye, Thierry
  • Tregenna, Fiona
  • Global Labor Organization (GLO)

Entstanden

  • 2020

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