Konferenzbeitrag

A Simple Model of Health Insurance Competition

This paper investigates competition between health care insurance companies under different funding regulations. We consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health contributions) and by fees (health premia). We find that competition by contributions can yield lower company profits and higher consumer welfare than competition by premia when switching between insurance companies is costly.

Language
Englisch

Bibliographic citation
Series: Beiträge zur Jahrestagung des Vereins für Socialpolitik 2010: Ökonomie der Familie - Session: Health Insurance ; No. C18-V3

Classification
Wirtschaft
Analysis of Health Care Markets
Health: Government Policy; Regulation; Public Health
Market Structure, Pricing, and Design: Oligopoly and Other Forms of Market Imperfection
Subject
Health Care Reform
Competition
Consumer Choice

Event
Geistige Schöpfung
(who)
Kemnitz, Alexander
Event
Veröffentlichung
(who)
Verein für Socialpolitik
(where)
Frankfurt a. M.
(when)
2010

Handle
Last update
10.03.2025, 11:43 AM CET

Data provider

This object is provided by:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.

Object type

  • Konferenzbeitrag

Associated

  • Kemnitz, Alexander
  • Verein für Socialpolitik

Time of origin

  • 2010

Other Objects (12)