Buch
Approaches to deposit pricing: a study in the determination of deposit interest and bank service charges
Table of Contents: 1 Introduction 11 2 Price parameters of the deposit relationship 15 2.1 Dimensions of pricing 15 2.2 The tariff function 18 3 On the historical development of demand deposit pricing 22 3.1 The classical period of deposit pricing 22 3.2 The period of regulated banking 26 3.3 The new competition 30 4 Theories of deposit account pricing 35 4.1 The free competition model 35 4.2 The monopolistic approach 36 4.3 The implicit interest question 39 4.4 The multiproduct approach 43 5 Developing the theory of deposit pricing 45 5.1 Essay I: The risk sharing explanation 46 5.2 Essay II: The tax explanation 48 5.3 Essay III: The price discrimination explanation 49 5.4 Essay IV: Switching costs 51 6 Conclusions 52 References 54 Appendix The deposit account terms offered by a Finnish bank in 1995 59
- ISBN
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951-686-457-0
- Language
-
Englisch
- Bibliographic citation
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Series: Bank of Finland Studies ; No. E:2
- Classification
-
Wirtschaft
- Event
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Geistige Schöpfung
- (who)
-
Tarkka, Juha
- Event
-
Veröffentlichung
- (who)
-
Bank of Finland
- (where)
-
Helsinki
- (when)
-
1995
- Handle
- Last update
-
10.03.2025, 11:43 AM CET
Data provider
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Buch
Associated
- Tarkka, Juha
- Bank of Finland
Time of origin
- 1995
Other Objects (12)
Deposit insurance: Pricing and incentives
Competitive deposit rates and bank service charges
Implicit interest as price discrimination in the bank deposit market
Inferring market power from retail deposit interest rates in the euro area
Switching costs in the Finnish retail deposit market
Fixed rate loan contracts, maturity transformation and competition in the deposit market
Re-opening of banks' certificates of deposit market
The effects of competition on banks' risk taking with and without deposit insurance
Finnish deposit banks 1980-1993: years of rapid growth and crisis
Tax on interest and the pricing of personal demand deposits
A case for interest rate smoothing
Ageing, interest rates, and financial flows
Deposit insurance: Pricing and incentives
Competitive deposit rates and bank service charges
Implicit interest as price discrimination in the bank deposit market
Inferring market power from retail deposit interest rates in the euro area
Switching costs in the Finnish retail deposit market
Fixed rate loan contracts, maturity transformation and competition in the deposit market
Re-opening of banks' certificates of deposit market
The effects of competition on banks' risk taking with and without deposit insurance
Finnish deposit banks 1980-1993: years of rapid growth and crisis
Tax on interest and the pricing of personal demand deposits
A case for interest rate smoothing
Ageing, interest rates, and financial flows
Deposit insurance: Pricing and incentives
Competitive deposit rates and bank service charges
Implicit interest as price discrimination in the bank deposit market
Inferring market power from retail deposit interest rates in the euro area
Switching costs in the Finnish retail deposit market
Fixed rate loan contracts, maturity transformation and competition in the deposit market
Re-opening of banks' certificates of deposit market
The effects of competition on banks' risk taking with and without deposit insurance
Finnish deposit banks 1980-1993: years of rapid growth and crisis
Tax on interest and the pricing of personal demand deposits
A case for interest rate smoothing