Arbeitspapier
Bank organization and loan contracting in small business financing
Academic research recognizes that the organizational structure of banks could have implications for the financing of small businesses and entrepreneurial firms. In this chapter, we start by reviewing the underlying theoretical motivation and then summarize existing evidence. Overall, it is confirmed that the organization of lending institutions is important for the use and transmission of information, as well as credit availability for small businesses. Moreover, using a unique dataset of bank loans, we empirically document that loan contract characteristics such as interest rates and collateral requirements are sensitive to the hierarchical allocation of decision-making authority within the bank's organization.
- Sprache
-
Englisch
- Erschienen in
-
Series: IAW Diskussionspapiere ; No. 122
- Klassifikation
-
Wirtschaft
- Thema
-
Bank organization structure
Authority allocation
Small business financing
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Bellucci, Andrea
Borisov, Alexander
Zazzaro, Alberto
- Ereignis
-
Veröffentlichung
- (wer)
-
Institut für Angewandte Wirtschaftsforschung (IAW)
- (wo)
-
Tübingen
- (wann)
-
2016
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:41 MEZ
Datenpartner
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Bellucci, Andrea
- Borisov, Alexander
- Zazzaro, Alberto
- Institut für Angewandte Wirtschaftsforschung (IAW)
Entstanden
- 2016
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