Arbeitspapier

The Effect of Universal Health Care on the Out-Of-Pocket Health Expenditures: Evidence from a Natural Experiment

In the first two quarters of 2013 the Georgian government introduced and fully implemented a universal health care (UHC) plan covering all those not-yet publicly or privately insured. We estimate the effect of the introduction of the universal healthcare plan on the level of out-of-pocket (OOP) health expenditures of households. We find that the program saved households an economically and statistically significant amount of 92 GEL per household/ month: a major effect, amounting to about 10% of the average household monthly income and 30% of the average individual monthly income at the time. The OOP payments reduction is almost totally attributed to people utilizing serious, emergency, or life-saving inpatient and outpatient services—lending support to the hypothesis that the UHC program, not only has reduced the OOP health expenditures, but it might have also improved the overall health status in the country.

Language
Englisch

Bibliographic citation
Series: IZA Discussion Papers ; No. 15494

Classification
Wirtschaft
Health Insurance, Public and Private
Health: Government Policy; Regulation; Public Health
National Government Expenditures and Health
Subject
universal healthcare
out of pocket health expenditures
public health
health insurance

Event
Geistige Schöpfung
(who)
Asali, Muhammad
Pantsulaia, Valida
Event
Veröffentlichung
(who)
Institute of Labor Economics (IZA)
(where)
Bonn
(when)
2022

Handle
Last update
10.03.2025, 11:42 AM CET

Data provider

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Object type

  • Arbeitspapier

Associated

  • Asali, Muhammad
  • Pantsulaia, Valida
  • Institute of Labor Economics (IZA)

Time of origin

  • 2022

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