Bericht
Unlocking lending in Europe
In the wake of the crisis, the capacity of many banks to lend to relatively high-risk sectors such as SMEs and young, innovative firms is seriously impaired by capital constraints and a strong deterioration in the quality of the assets on their balance sheets. Looking forward, it is vital that economic recovery in Europe is not constrained by an impaired banking sector. This paper provides an overview of the drivers of the stagnation of bank lending in Europe and discuss four main areas of opportunity for mitigating potential bank lending constraints: the further development of direct capital market financing alternatives for firms, the further development of securitisation, wider use of credit guarantee schemes and actions to address high ratios of non-performing loans.
- Language
-
Englisch
- Bibliographic citation
-
Series: Regional Studies and Roundtables
- Classification
-
Wirtschaft
- Subject
-
KMU
Unternehmensgründung
Unternehmensfinanzierung
Kreditrationierung
Kreditgeschäft
Bürgschaftsbank
Verbriefung
Notleidender Kredit
EU-Staaten
- Event
-
Geistige Schöpfung
- (who)
-
Bending, Tim
Berndt, Markus
Betz, Frank
Brutscher, Philippe
Nelvin, Oskar
Revoltella, Debora
Slacik, Tomas
Wolski, Marcin
- Event
-
Veröffentlichung
- (who)
-
European Investment Bank (EIB)
- (where)
-
Luxembourg
- (when)
-
2014
- Handle
- Last update
-
10.03.2025, 11:44 AM CET
Data provider
This object is provided by:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Bericht
Associated
- Bending, Tim
- Berndt, Markus
- Betz, Frank
- Brutscher, Philippe
- Nelvin, Oskar
- Revoltella, Debora
- Slacik, Tomas
- Wolski, Marcin
- European Investment Bank (EIB)
Time of origin
- 2014
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Policies in support of lending following the coronavirus (COVID-19) pandemic
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Individual identity and cultural unlocking: Consequences of changing performance management in organizations
Unlocking the irrigation potential in sub-Saharan Africa: are public-private partnerships the way forward?
International Development Lending and Global Value Chains in Africa
Lending Growth, Non-Performing Loans and Loan Losses
The bank lending survey for the euro area
Twenty Years of Data on China's Africa Lending
Improving Consumer Protection for Low-Income Customers in P2P Lending
Risk Premiums in NIBOR and Other Countries' Interbank Lending Rates
Excess liquidity and bank lending risks in the euro area
Measuring the impact of microfinance on poor rural women in Mongolia: A randomised field experiment on group-lending versus individual lending ; baseline report