Arbeitspapier
Access to banking services and poverty reduction: a state-wise assessment in India
Financial inclusion is the broad based delivery of banking and other financial services at affordable cost to the poorest sections of society. In India, financial inclusion emphasizes to include maximum number of people under formal financial systems. The most important part of financial services in a region is typically measured by number of people who have access to bank accounts. The present study investigates the drive to financial inclusion in the form of the growth in bank accounts of scheduled commercial banks and the changes in below poverty line population. The result suggests that the growth in bank accounts is not significantly associated with the reduction in below poverty line population across states. Providing banking services to maximum number of people is unsuccessful as a poverty reduction strategy. As a poverty reduction strategy, developing inclusive financial systems should give priority, which is financially and socially sustainable.
- Sprache
-
Englisch
- Erschienen in
-
Series: IZA Discussion Papers ; No. 4132
- Klassifikation
-
Wirtschaft
Investment Banking; Venture Capital; Brokerage; Ratings and Ratings Agencies
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Measurement and Analysis of Poverty
- Thema
-
Banking
financial inclusion
poverty
Finanzdienstleistung
Bankgeschäft
Versorgung
Armut
Armutspolitik
Indien
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Bhandari, Amit K.
- Ereignis
-
Veröffentlichung
- (wer)
-
Institute for the Study of Labor (IZA)
- (wo)
-
Bonn
- (wann)
-
2009
- Handle
- URN
-
urn:nbn:de:101:1-20090513309
- Letzte Aktualisierung
-
10.03.2025, 11:43 MEZ
Datenpartner
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Objekttyp
- Arbeitspapier
Beteiligte
- Bhandari, Amit K.
- Institute for the Study of Labor (IZA)
Entstanden
- 2009
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