Artikel

Unit-linked life insurances as a form of protection for the future

Insurances with capital funds (unit-linked, UFK), i.e. life and annuity saving and covering insurances combined with shares in selected investment funds of financial institutions are considered as additional form of pension saving. However, they are frequently seen as uneconomical products, which is caused mainly by the fact that insurance policies compensations does not live up to expectations of the insured. It became an impulse to implement the analysis of cash flow characteristic of such insurance types, carry out an accurate valuation of the unit-linked insurance portfolio, as well as to investigate financial surplus in relation to a traditional insurance with guaranteed sum.

Sprache
Englisch

Erschienen in
Journal: Economic and Environmental Studies (E&ES) ; ISSN: 2081-8319 ; Volume: 17 ; Year: 2017 ; Issue: 1 ; Pages: 35-46 ; Opole: Opole University, Faculty of Economics

Klassifikation
Wirtschaft
Financial Econometrics
Insurance; Insurance Companies; Actuarial Studies
Financial Forecasting and Simulation
Thema
unit-linked insurance
European option
valuation
value of insurance
Monte-Carlo method

Ereignis
Geistige Schöpfung
(wer)
Homa, Magdalena
Ereignis
Veröffentlichung
(wer)
Opole University, Faculty of Economics
(wo)
Opole
(wann)
2017

Handle
Letzte Aktualisierung
10.03.2025, 11:43 MEZ

Datenpartner

Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.

Objekttyp

  • Artikel

Beteiligte

  • Homa, Magdalena
  • Opole University, Faculty of Economics

Entstanden

  • 2017

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