Arbeitspapier

Size Matters: Economies of Scale in European Payment Processing

This paper investigates the existence and extent of economies of scale in the European payment processing industry. It is expected that the creation of a Single European Payments Area (SEPA) will spur consolidations and mergers among European payment processors to more fully realize payment economies of scale. We find evidence for the existence of significant economies of scale using data of eight European payment processors during the years 1990-2005. The analysis also reveals that ownership structure is an important factor to explain cost differences across European ACHs.

Language
Englisch

Bibliographic citation
Series: FIW Working Paper ; No. 13

Classification
Wirtschaft
Demand for Money
Subject
Payment Scale Economies
SEPA
ACHs
ownership

Event
Geistige Schöpfung
(who)
Beijnen, Christine
Bolt, Wilko
Event
Veröffentlichung
(who)
FIW - Research Centre International Economics
(where)
Vienna
(when)
2008

Handle
Last update
10.03.2025, 11:44 AM CET

Data provider

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Object type

  • Arbeitspapier

Associated

  • Beijnen, Christine
  • Bolt, Wilko
  • FIW - Research Centre International Economics

Time of origin

  • 2008

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