Arbeitspapier

An Examination of the Intracorrelation of Family Health Insurance

A negative shock to one household member can have consequences for other household members. This paper demonstrates the extent of job lock and health insurance plan stemming from the unanticipated health shock of a child family member. In response to the shock, I estimate a 7 – 14 percent decreased likelihood of all family members leaving the current health insurance network and health plan. This is plausibly driven by reduced rates of job switching by the plan's primary policyholder. Furthermore, switching frictions stemming from the non-portability of health insurance products may contribute to the observed job and "health plan lock."

Sprache
Englisch

Erschienen in
Series: IZA Discussion Papers ; No. 14541

Klassifikation
Wirtschaft
Health: General
Health Behavior
Demographic Economics: General
Demand and Supply of Labor: General
Thema
household
health shock
health insurance
job lock

Ereignis
Geistige Schöpfung
(wer)
Aouad, Marion
Ereignis
Veröffentlichung
(wer)
Institute of Labor Economics (IZA)
(wo)
Bonn
(wann)
2021

Handle
Letzte Aktualisierung
10.03.2025, 11:43 MEZ

Datenpartner

Dieses Objekt wird bereitgestellt von:
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Objekttyp

  • Arbeitspapier

Beteiligte

  • Aouad, Marion
  • Institute of Labor Economics (IZA)

Entstanden

  • 2021

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