Arbeitspapier
The market for acquiring card payments from small and medium-sized Canadian merchants
This note uses industry data and a unique dataset of small and medium-sized merchants to provide insights into the acquirer-merchant market in Canada. Three main findings are presented. First, smaller merchants pay their acquirer more for every dollar of card payment than larger merchants. Second, this finding is mainly explained by high fixed costs. Third, the acquiring market in Canada is concentrated and has remained fairly stable since 2010.
- Sprache
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Englisch
- Erschienen in
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Series: Bank of Canada Staff Discussion Paper ; No. 2020-5
- Klassifikation
-
Wirtschaft
Monetary Systems; Standards; Regimes; Government and the Monetary System; Payment Systems
- Thema
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Financial services
Market structure and pricing
Payment clearing and settlement systems
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Welte, Angelika
Molnar, Jozsef
- Ereignis
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Veröffentlichung
- (wer)
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Bank of Canada
- (wo)
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Ottawa
- (wann)
-
2020
- DOI
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doi:10.34989/sdp-2020-5
- Handle
- Letzte Aktualisierung
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10.03.2025, 11:42 MEZ
Datenpartner
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Objekttyp
- Arbeitspapier
Beteiligte
- Welte, Angelika
- Molnar, Jozsef
- Bank of Canada
Entstanden
- 2020