Das europäische Bankensystem: Bestandsaufnahme und Herausforderungen

Artikel

We discuss the current state of the European banking system and the major challenges for the future. The low interest rate environment may give rise to asset price bubbles and interest rate risk, which should be counteracted by macroprudential regulation. Overcapacities in banking should be reduced by resolving banks that do not pass the ECB's comprehensive assessment. The link between banks and sovereigns could be alleviated by reforming the regulatory treatment of government bond holdings and by establishing a credible backstop for the Single Resolution Mechanism. Finally, the fragmentation of the European financial system may be tackled through greater harmonisation and by improving resolution procedures for cross-border banks.

Object Details

• Language: Deutsch

References and Relationships

• Bibliographic citation: Journal: Wirtschaftsdienst ; ISSN: 1613-978X ; Volume: 94 ; Year: 2014 ; Issue: Sonderheft ; Pages: 6-10 ; Heidelberg: Springer

Classification and Topics

• Classification: Wirtschaft ; Banks; Depository Institutions; Micro Finance Institutions; Mortgages ; Financial Institutions and Services: Government Policy and Regulation
• Subject: Finanzsystem ; Bankenkrise ; Finanzmarktregulierung ; Europa

Contributors, Places and Time

• Event: Geistige Schöpfung
• (who): Schnabel, Isabel
• Event: Veröffentlichung
• (who): Springer
• (where): Heidelberg
• (when): 2014

Further information

• DOI: doi:10.1007/s10273-014-1643-4
• Handle: http://hdl.handle.net/10419/93239
• Last update: 10.03.2025, 11:42 AM CET