Artikel
Disruption of life insurance profitability in the aftermath of the COVID-19 pandemic
Life insurance profitability depends on reliable mortality risk projections and pricing. While the COVID-19 pandemic has caused disruptions around the world, this is a temporary mortality shock likely to dissipate. In this paper, we investigate the long-run impact of COVID-19 on life insurance profitability. Due to the long-run dynamics of the mortality characterised by a decreasing effect of the COVID-19 mortality acceleration, we suggest proactive mortality risk management by implementing prompt premium adjustments, in order to increase the resilience of the business.
- Sprache
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Englisch
- Erschienen in
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Journal: Risks ; ISSN: 2227-9091 ; Volume: 10 ; Year: 2022 ; Issue: 2 ; Pages: 1-16 ; Basel: MDPI
- Klassifikation
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Wirtschaft
- Thema
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annuity
mortality projections
profitability
SCR
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Carannante, Maria
D'Amato, Valeria
Fersini, Paola
Forte, Salvatore
Melisi, Giuseppe
- Ereignis
-
Veröffentlichung
- (wer)
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MDPI
- (wo)
-
Basel
- (wann)
-
2022
- DOI
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doi:10.3390/risks10020040
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:45 MEZ
Datenpartner
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Objekttyp
- Artikel
Beteiligte
- Carannante, Maria
- D'Amato, Valeria
- Fersini, Paola
- Forte, Salvatore
- Melisi, Giuseppe
- MDPI
Entstanden
- 2022