Artikel

Disruption of life insurance profitability in the aftermath of the COVID-19 pandemic

Life insurance profitability depends on reliable mortality risk projections and pricing. While the COVID-19 pandemic has caused disruptions around the world, this is a temporary mortality shock likely to dissipate. In this paper, we investigate the long-run impact of COVID-19 on life insurance profitability. Due to the long-run dynamics of the mortality characterised by a decreasing effect of the COVID-19 mortality acceleration, we suggest proactive mortality risk management by implementing prompt premium adjustments, in order to increase the resilience of the business.

Language
Englisch

Bibliographic citation
Journal: Risks ; ISSN: 2227-9091 ; Volume: 10 ; Year: 2022 ; Issue: 2 ; Pages: 1-16 ; Basel: MDPI

Classification
Wirtschaft
Subject
annuity
mortality projections
profitability
SCR

Event
Geistige Schöpfung
(who)
Carannante, Maria
D'Amato, Valeria
Fersini, Paola
Forte, Salvatore
Melisi, Giuseppe
Event
Veröffentlichung
(who)
MDPI
(where)
Basel
(when)
2022

DOI
doi:10.3390/risks10020040
Handle
Last update
10.03.2025, 11:45 AM CET

Data provider

This object is provided by:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.

Object type

  • Artikel

Associated

  • Carannante, Maria
  • D'Amato, Valeria
  • Fersini, Paola
  • Forte, Salvatore
  • Melisi, Giuseppe
  • MDPI

Time of origin

  • 2022

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