Artikel
Disruption of life insurance profitability in the aftermath of the COVID-19 pandemic
Life insurance profitability depends on reliable mortality risk projections and pricing. While the COVID-19 pandemic has caused disruptions around the world, this is a temporary mortality shock likely to dissipate. In this paper, we investigate the long-run impact of COVID-19 on life insurance profitability. Due to the long-run dynamics of the mortality characterised by a decreasing effect of the COVID-19 mortality acceleration, we suggest proactive mortality risk management by implementing prompt premium adjustments, in order to increase the resilience of the business.
- Language
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Englisch
- Bibliographic citation
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Journal: Risks ; ISSN: 2227-9091 ; Volume: 10 ; Year: 2022 ; Issue: 2 ; Pages: 1-16 ; Basel: MDPI
- Classification
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Wirtschaft
- Subject
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annuity
mortality projections
profitability
SCR
- Event
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Geistige Schöpfung
- (who)
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Carannante, Maria
D'Amato, Valeria
Fersini, Paola
Forte, Salvatore
Melisi, Giuseppe
- Event
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Veröffentlichung
- (who)
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MDPI
- (where)
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Basel
- (when)
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2022
- DOI
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doi:10.3390/risks10020040
- Handle
- Last update
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10.03.2025, 11:45 AM CET
Data provider
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Artikel
Associated
- Carannante, Maria
- D'Amato, Valeria
- Fersini, Paola
- Forte, Salvatore
- Melisi, Giuseppe
- MDPI
Time of origin
- 2022