Entrepreneurs' gender and financial constraints: evidence from international data

Arbeitspapier

This paper studies gender discrimination against entrepreneurs by financial institutions. Based on the Business Environment and Enterprise Performance Survey (BEEPS) that covers firms in several countries of Western Europe as well as in the transition countries of Eastern Europe, our analysis suggests that female-managed firms are less likely to obtain a bank loan compared with male-managed counterparts. In addition, there is some evidence that female entrepreneurs are charged higher interest rates when loan applications are approved. Disaggregation of the sample by country groups suggests that these results are driven by firms in the least financially developed countries of the region.

Object Details

• Language: Englisch

References and Relationships

• Bibliographic citation: Series: DIW Discussion Papers ; No. 706

Classification and Topics

• Classification: Wirtschaft ; Banks; Depository Institutions; Micro Finance Institutions; Mortgages ; Economics of Gender; Non-labor Discrimination ; Entrepreneurship
• Subject: entrepreneurship ; gender ; financial constraints. ; Unternehmer ; Weibliche Führungskräfte ; Verschuldungsrestriktion ; Geschlechterdiskriminierung ; Europa

Contributors, Places and Time

• Event: Geistige Schöpfung
• (who): Muravyev, Alexander ; Schäfer, Dorothea ; Talavera, Oleksandr
• Event: Veröffentlichung
• (who): Deutsches Institut für Wirtschaftsforschung (DIW)
• (where): Berlin
• (when): 2007

Further information

• Handle: http://hdl.handle.net/10419/27231
• Last update: 10.03.2025, 11:42 AM CET