Health Insurance Status and Physician Behavior in Germany

Germany has a two-tier system of statutory and primary private health insurance. Both insurance types provide fee-for-service insurance, but chargeable fees for identical services are more than twice as large for privately insured as for statutorily insured patients. Using German SOEP 2002 data, I analyze the effect of insurance status on the insured's number of doctor visits. Conditional on health, privately insured patients are less likely to contact a physician than publicly insured but more frequently visit a doctor following a first contact. This is indirect evidence for the hypothesis that physicians over-treat privately insured patients at least relative to the statutorily insured.

Standort
Deutsche Nationalbibliothek Frankfurt am Main
Umfang
Online-Ressource
Sprache
Englisch

Erschienen in
Health Insurance Status and Physician Behavior in Germany ; volume:129 ; number:2 ; year:2009 ; pages:297-307
Schmollers Jahrbuch ; 129, Heft 2 (2009), 297-307

Urheber
Jürges, Hendrik

DOI
10.3790/schm.129.2.297
URN
urn:nbn:de:101:1-2023013010033928466976
Rechteinformation
Open Access; Der Zugriff auf das Objekt ist unbeschränkt möglich.
Letzte Aktualisierung
15.08.2025, 07:35 MESZ

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Beteiligte

  • Jürges, Hendrik

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