Arbeitspapier

Mobile Phone Penetration, Mobile Banking and Inclusive Development in Africa

The study assesses the role of mobile phones and mobile banking in decreasing inequality in 52 African countries. The empirical procedure involves first, examining the income-redistributive effect of mobile phone penetration and then investigating the contribution of mobile banking services in this relationship. The findings suggest an equalizing income-redistributive effect of ‘mobile phone penetration’ and ‘mobile banking’, with a higher income-equalizing effect from mobile banking compared to mobile phone penetration. Poverty alleviation channels explaining this difference in inequality mitigating propensity are discussed.

Language
Englisch

Bibliographic citation
Series: AGDI Working Paper ; No. WP/16/021

Classification
Wirtschaft
Macroeconomics and Monetary Economics: General
Financial Institutions and Services: General
Telecommunications
Formal and Informal Sectors; Shadow Economy; Institutional Arrangements
Technological Change: Choices and Consequences; Diffusion Processes
Subject
Banking
Mobile Phones
Shadow Economy
Financial Development
Africa

Event
Geistige Schöpfung
(who)
Asongu, Simplice
Nwachukwu, Jacinta C.
Event
Veröffentlichung
(who)
African Governance and Development Institute (AGDI)
(where)
Yaoundé
(when)
2016

Handle
Last update
10.03.2025, 11:44 AM CET

Data provider

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Object type

  • Arbeitspapier

Associated

  • Asongu, Simplice
  • Nwachukwu, Jacinta C.
  • African Governance and Development Institute (AGDI)

Time of origin

  • 2016

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