Artikel

A lesson to learn from developed countries: The case of state branching deregulation in the US

The era of US state branching deregulation started in 1970 and ended up with the enactment of the Riegle Neal Act of 1994. One of the purposes of the branching restriction was to avoid bank concentration. The following paper addresses the influence of the state deregulation on commercial banks' efficiency within the US. We calculate an indicator of bank efficiency using Data Envelopment Analysis (DEA). The efficiency indicator is used as the primary step to analyze the effect of state branching law deregulation on bank's efficiency. The analysis is complemented with a failure prediction model using these DEA scores.

Sprache
Englisch

Erschienen in
Journal: Estudios de Economía ; ISSN: 0718-5286 ; Volume: 36 ; Year: 2009 ; Issue: 1 ; Pages: 67-95 ; Santiago de Chile: Universidad de Chile, Departamento de Economía

Klassifikation
Wirtschaft
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Financial Institutions and Services: Government Policy and Regulation
Central Banks and Their Policies
Policy Objectives; Policy Designs and Consistency; Policy Coordination
Thema
data envelopment analysis , input oriented models
interstate branch regulation.

Ereignis
Geistige Schöpfung
(wer)
Guillén, Jorge
Ereignis
Veröffentlichung
(wer)
Universidad de Chile, Departamento de Economía
(wo)
Santiago de Chile
(wann)
2009

Handle
Letzte Aktualisierung
10.03.2025, 11:43 MEZ

Datenpartner

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Objekttyp

  • Artikel

Beteiligte

  • Guillén, Jorge
  • Universidad de Chile, Departamento de Economía

Entstanden

  • 2009

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