Arbeitspapier
Law, mobile money drivers and mobile money innovations in developing countries
This study investigates how the rule of law (i.e. law) modulates demand- and supply-side drivers of mobile money to influence mobile money innovations (i.e. mobile money accounts, the mobile phone used to send money and the mobile phone used to receive money) in developing countries. The following findings from Tobit regressions are established. First, from the demand-side linkages, law modulates: (i) bank accounts and automated teller machine (ATM) penetration for negative interactive relationships with mobile money innovations and (ii) bank sector concentration for a positive interactive relationship with mobile money accounts. Second, from supply-side linkages, law interacts with: (i) mobile subscriptions for a negative relationship with the mobile phone used to send money; (ii) mobile connectivity coverage for a negative nexus on the mobile phone used to receive money and (iii) mobile connectivity performance for a negative influence on the mobile phone used to send/receive money. Policy implications are discussed in the light of enhancing the rule of law as well as improving mobile phone subscription, connectivity and performance dynamics.
- Sprache
-
Englisch
- Erschienen in
-
Series: AGDI Working Paper ; No. WP/21/021
- Klassifikation
-
Wirtschaft
Household Behavior: General
Household Saving; Personal Finance
Personal Income, Wealth, and Their Distributions
Welfare Economics: General
Innovation; Research and Development; Technological Change; Intellectual Property Rights: General
- Thema
-
Mobile money
technology diffusion
financial inclusion
inclusive innovation
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Asongu, Simplice
Agyemang-Mintah, Peter
Nting, Rexon T.
- Ereignis
-
Veröffentlichung
- (wer)
-
African Governance and Development Institute (AGDI)
- (wo)
-
Yaoundé
- (wann)
-
2021
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:42 MEZ
Datenpartner
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Asongu, Simplice
- Agyemang-Mintah, Peter
- Nting, Rexon T.
- African Governance and Development Institute (AGDI)
Entstanden
- 2021
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