Artikel
Size of banks as a factor which impacts the efficiency of the bank lending channel
In most economies the banking sector plays the major role in the financial system. Therefore, it is of great importance to analyse and understand the mechanism of transmission of monetary policy and its impact on the banking sector. One of the possible repercussions of changing the level of official interest rates is the ability to influence the size of bank lending, by means of the bank lending channel. The key aspect our research is a thorough understanding of the functioning of the bank lending channel, with the main goal of this study being an examination of the efficiency of monetary policy transmission through the bank lending channel depending on the size of banks in the sector. This paper examines the abovementioned relation using annual data from 1995-2015 by 1709 commercial and cooperative banks from 27 EU countries and analyzing them in various econometric models. The results indicate that there is a positive impact of a bank's size on loan growth (defined as the bank size increases, the impact of changes in interest rates in the bank's lending policy is getting smaller), however, interaction between the variables of size and the interest rate, was proved to be insignificant (in the group of all analysed banks, as well as in commercial and cooperative banks separately).
- Sprache
-
Englisch
- Erschienen in
-
Journal: Financial Internet Quarterly ; ISSN: 2719-3454 ; Volume: 16 ; Year: 2020 ; Issue: 1 ; Pages: 36-44 ; Warsaw: Sciendo
- Klassifikation
-
Wirtschaft
Financial Markets and the Macroeconomy
Money Supply; Credit; Money Multipliers
Monetary Policy
Central Banks and Their Policies
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
- Thema
-
loan supply
capital ratio
monetary policy
bank lending channel
bank assets
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Świtała, Filip
Kowalska, Iwona
Malajkat, Karolina
- Ereignis
-
Veröffentlichung
- (wer)
-
Sciendo
- (wo)
-
Warsaw
- (wann)
-
2020
- DOI
-
doi:10.2478/fiqf-2020-0005
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:45 MEZ
Datenpartner
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Artikel
Beteiligte
- Świtała, Filip
- Kowalska, Iwona
- Malajkat, Karolina
- Sciendo
Entstanden
- 2020
Ähnliche Objekte (12)
The Silicon Valley Bank Run: Regulatory and Media Failure
Determinants of operational efficiency: The case of Saudi banks
Issuing a Wholesale Central Bank Digital Currency: Why and How
The Business Case for Exploration of a U.S. Central Bank Digital Currency
Individual pension products offered by banks in Poland: A multidimensional comparative analysis
Is bigger better? The impact of the size of banks on credit ratings
The impact of capital structure on bank performance in emerging markets: Empirical evidence from GCC countries
Sustainable Finance and Small and Medium Enterprises: Germany’s Bank-Based Financial System and EU Disclosure Requirements
1ST INTERNATIONAL CONFERENCE ON CHEMICAL AND BIOLOGICAL SCIENCES (ICCBS’22) : 27-28 May, 2022 Istanbul, Turkey (HYBRID)
3RD INTERNATIONAL CONFERENCE ON BIG DATA AND MACHINE LEARNING (BML'22) : 23-24 May, 2022 Istanbul, Turkey (Hybrid)
Interaction of Law and Economics: Sustainable Development : 19th International Conference Perspectives of Business and Entrepreneurship Development and 22nd Annual Conference of the International Center of Public Finance and Tax Law Research – Perspectives of Law
International Symposium on Technikpsychologie (TecPsy) 2023 : celebrating 100 years of interdisciplinary research at TU Darmstadt
The Silicon Valley Bank Run: Regulatory and Media Failure
Determinants of operational efficiency: The case of Saudi banks
Issuing a Wholesale Central Bank Digital Currency: Why and How
The Business Case for Exploration of a U.S. Central Bank Digital Currency
Individual pension products offered by banks in Poland: A multidimensional comparative analysis
Is bigger better? The impact of the size of banks on credit ratings
The impact of capital structure on bank performance in emerging markets: Empirical evidence from GCC countries
Sustainable Finance and Small and Medium Enterprises: Germany’s Bank-Based Financial System and EU Disclosure Requirements
1ST INTERNATIONAL CONFERENCE ON CHEMICAL AND BIOLOGICAL SCIENCES (ICCBS’22) : 27-28 May, 2022 Istanbul, Turkey (HYBRID)
3RD INTERNATIONAL CONFERENCE ON BIG DATA AND MACHINE LEARNING (BML'22) : 23-24 May, 2022 Istanbul, Turkey (Hybrid)
Interaction of Law and Economics: Sustainable Development : 19th International Conference Perspectives of Business and Entrepreneurship Development and 22nd Annual Conference of the International Center of Public Finance and Tax Law Research – Perspectives of Law
International Symposium on Technikpsychologie (TecPsy) 2023 : celebrating 100 years of interdisciplinary research at TU Darmstadt
The Silicon Valley Bank Run: Regulatory and Media Failure
Determinants of operational efficiency: The case of Saudi banks
Issuing a Wholesale Central Bank Digital Currency: Why and How
The Business Case for Exploration of a U.S. Central Bank Digital Currency
Individual pension products offered by banks in Poland: A multidimensional comparative analysis
Is bigger better? The impact of the size of banks on credit ratings
The impact of capital structure on bank performance in emerging markets: Empirical evidence from GCC countries
Sustainable Finance and Small and Medium Enterprises: Germany’s Bank-Based Financial System and EU Disclosure Requirements
1ST INTERNATIONAL CONFERENCE ON CHEMICAL AND BIOLOGICAL SCIENCES (ICCBS’22) : 27-28 May, 2022 Istanbul, Turkey (HYBRID)
3RD INTERNATIONAL CONFERENCE ON BIG DATA AND MACHINE LEARNING (BML'22) : 23-24 May, 2022 Istanbul, Turkey (Hybrid)
Interaction of Law and Economics: Sustainable Development : 19th International Conference Perspectives of Business and Entrepreneurship Development and 22nd Annual Conference of the International Center of Public Finance and Tax Law Research – Perspectives of Law