Arbeitspapier

Prioritization, risk selection, and illness severity in a mixed health care system

We study the link between illness severity and the use of public health care services by the privately insured under a public health system. Our theoretical model shows that this relationship will depend on the prioritization established by the public health authorities, the cost of waiting and the private sector's risk selection behavior. In our empirical exercise, based on the British Household Panel Survey data, we find the consistent pattern that both the most severe cases and the least severe cases are more likely to be treated under the public system, leading to a U-shaped relationship between severity and public use. As our theoretical model points out, this is not necessarily a consequence of risk selection by private health providers, but it could be just a consequence of prioritization by the public sector.

Language: Englisch

Bibliographic citation: Series: IFS Working Paper ; No. W22/21

Classification: Wirtschaft

Subject: Gesundheitsrisiko
Morbidität
Private Krankenversicherung
Patienten
Risikopräferenz
Gesundheitswesen
Gesundheitskosten
Schätzung
Großbritannien

Event: Geistige Schöpfung

(who): Olivella, Pau
Vera-Hernández, Marcos

Event: Veröffentlichung

(who): Institute for Fiscal Studies (IFS)

(where): London

(when): 2022

DOI: doi:10.1920/wp.ifs.2022.2122

Handle: http://hdl.handle.net/10419/267952

Last update: 10.03.2025, 11:41 AM CET

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Arbeitspapier

Associated

Olivella, Pau
Vera-Hernández, Marcos
Institute for Fiscal Studies (IFS)

Time of origin

2022

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Prioritization, risk selection, and illness severity in a mixed health care system

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Other Objects (12)

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