Arbeitspapier
Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data
We measure consumers' use of cash by harmonizing payment diary surveys from seven countries. The seven diary surveys were conducted in 2009 (Canada), 2010 (Australia), 2011 (Austria, France, Germany and the Netherlands), and 2012 (the United States). Our paper finds cross-country differences – for example, the level of cash usage differs across countries. Cash has not disappeared as a payment instrument, especially for low-value transactions. We also find that the use of cash is strongly correlated with transaction size, demographics, and point-of-sale characteristics such as merchant card acceptance and venue.
- Language
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Englisch
- Bibliographic citation
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Series: Working Paper ; No. 192
- Classification
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Wirtschaft
Demand for Money
Consumer Economics: Empirical Analysis
Central Banks and Their Policies
- Subject
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Money Demand
Payment Systems
Harmonization
Zahlungsverkehr
Geldnachfrage
Bargeld
Eurozone
USA
Kanada
Australien
- Event
-
Geistige Schöpfung
- (who)
-
Bagnall, John
Bounie, David
Huynh, Kim P.
Kosse, Anneke
Schmidt, Tobias
Schuh, Scott
Stix, Helmut
- Event
-
Veröffentlichung
- (who)
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Oesterreichische Nationalbank (OeNB)
- (where)
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Vienna
- (when)
-
2014
- Handle
- Last update
-
10.03.2025, 11:41 AM CET
Data provider
This object is provided by:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Arbeitspapier
Associated
- Bagnall, John
- Bounie, David
- Huynh, Kim P.
- Kosse, Anneke
- Schmidt, Tobias
- Schuh, Scott
- Stix, Helmut
- Oesterreichische Nationalbank (OeNB)
Time of origin
- 2014
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Fatigue in payment diaries - empirical evidence from Germany
Abschrift einer gedruckten Zwickauer Chronik aus dem Jahr 1656
Nachweis, Isolierung und Charakterisierung eines fussinhibierenden Morphogens in Hydra
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Consumers’ Recording Behaviour in Payment Diaries – Empirical Evidence from Germany
Consumer cash usage: A cross-country comparison with payment diary survey data
Consumer cash usage: a cross-country comparison with payment diary survey data
Consumer cash usage: A cross-country comparison with payment diary survey data
Consumer cash usage: A cross-country comparison with payment diary survey data
Fatigue in payment diaries - empirical evidence from Germany
Abschrift einer gedruckten Zwickauer Chronik aus dem Jahr 1656
Nachweis, Isolierung und Charakterisierung eines fussinhibierenden Morphogens in Hydra
Cross-country differences in homeownership: A cultural phenomenon?
Nevertheless, they persist: Cross-Country Differences in Homeownership Behavior