Arbeitspapier
Consumer cash usage: a cross-country comparison with payment diary survey data
We measure consumers’ use of cash by harmonizing payment diary surveys from seven countries. The seven diary surveys were conducted in 2009 (Canada), 2010 (Australia), 2011 (Austria, France, Germany and the Netherlands), and 2012 (the United States). Our paper finds cross-country differences – for example, the level of cash usage differs across countries. Cash has not disappeared as a payment instrument, especially for low-value transactions. We also find that the use of cash is strongly correlated with transaction size, demographics, and point-of-sale characteristics such as merchant card acceptance and venue.
- Sprache
-
Englisch
- Erschienen in
-
Series: ECB Working Paper ; No. 1685
- Klassifikation
-
Wirtschaft
Demand for Money
Consumer Economics: Empirical Analysis
Central Banks and Their Policies
- Thema
-
harmonization
money demand
payment systems
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Bagnall, John
Bounie, David
Huynh, Kim P.
Kosse, Anneke
Schmidt, Tobias
Schuh, Scott
Stix, Helmut
- Ereignis
-
Veröffentlichung
- (wer)
-
European Central Bank (ECB)
- (wo)
-
Frankfurt a. M.
- (wann)
-
2014
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:45 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Bagnall, John
- Bounie, David
- Huynh, Kim P.
- Kosse, Anneke
- Schmidt, Tobias
- Schuh, Scott
- Stix, Helmut
- European Central Bank (ECB)
Entstanden
- 2014
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