Mobile money, market transactions, and household income in rural Kenya

Arbeitspapier

Mobile phone based money services have spread rapidly in many developing countries. We analyze micro level impacts using panel data from smallholder farmers in Kenya. Mobile money use has a large positive net impact on household income. One important pathway is through remittances, which contribute to income directly but also help to reduce risk and liquidity constraints, thus promoting agricultural commercialization. Mobile money users apply more purchased inputs, market a larger proportion of their output, and have higher farm profits. These results suggest that mobile money can help to overcome some of the important market access constraints of smallholder farmers.

Angaben zum Objekt

• Sprache: Englisch

Verweise und Beziehungen

• Erschienen in: Series: GlobalFood Discussion Papers ; No. 22

Klassifikation und Themen

• Klassifikation: Wirtschaft ; Household Production and Intrahousehold Allocation ; Economic Development: Agriculture; Natural Resources; Energy; Environment; Other Primary Products ; Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance ; Technological Change: Choices and Consequences; Diffusion Processes ; Micro Analysis of Farm Firms, Farm Households, and Farm Input Markets
• Thema: mobile banking ; remittances ; market transactions ; agriculture ; Africa ; Kenya

Beteiligte, Orts- und Zeitangaben

• Ereignis: Geistige Schöpfung
• (wer): Kikulwe, Enoch M. ; Fischer, Elisabeth ; Qaim, Matin
• Ereignis: Veröffentlichung
• (wer): Georg-August-Universität Göttingen, Research Training Group (RTG) 1666 - GlobalFood
• (wo): Göttingen
• (wann): 2013

Weitere Informationen

• DOI: doi:10.22004/ag.econ.155847
• Handle: http://hdl.handle.net/10419/90617
• Letzte Aktualisierung: 10.03.2025, 11:44 MEZ