The Demand and Supply of Credit for Households
Abstract: The demand and supply of credit in the rural credit markets is investigated in this paper using household data from India. The aim is to study the effects of household, farm productive characteristics and the policy variables on the demand and supply of credit. A type 3 Tobit model is estimated which corrects for sample selection and endogeniety bias. In addition, a generalised Double Hurdle model is estimated where the information on the household’s access to credit is included to estimate the demand and supply of credit. The results suggest that the size of the operational holdings, net-wealth, dependency ratio, educational level of the household and the wages and output prices are important determinants of the demand and supply of credit for farm households. The Double Hurdle model confirms that the ‘size of land owned’ plays a crucial role in whether the household has access to a loan or not
- Location
-
Deutsche Nationalbibliothek Frankfurt am Main
- Extent
-
Online-Ressource
- Language
-
Englisch
- Notes
-
Postprint
begutachtet (peer reviewed)
In: Applied Economics ; 39 (2008) 21 ; 2681-2692
- Classification
-
Wirtschaft
- Event
-
Veröffentlichung
- (where)
-
Mannheim
- (when)
-
2008
- Creator
-
Bali Swain, Ranjula
- DOI
-
10.1080/00036840600749516
- URN
-
urn:nbn:de:0168-ssoar-240053
- Rights
-
Open Access unbekannt; Open Access; Der Zugriff auf das Objekt ist unbeschränkt möglich.
- Last update
-
25.03.2025, 1:46 PM CET
Data provider
Deutsche Nationalbibliothek. If you have any questions about the object, please contact the data provider.
Associated
- Bali Swain, Ranjula
Time of origin
- 2008
Other Objects (12)
The Demand and Supply of Credit for Households
Credit supply and demand in unconventional times
Delayed Credit Recovery in Croatia: Supply or Demand Driven?
Savings, Credit and Insurance: Household Demand for Formal Financial Services in Rural Ghana
Informing macroprudential policy choices using credit supply and demand decompositions
Credit demand versus supply channels: Experimental- and administrative-based evidence
Credit demand vs. supply channels: Experimental- and administrative-based evidence
Elasticities of demand for consumer credit
Lending Conditions in EU: The Role of Credit Demand and Supply.
Lending conditions in EU: The role of credit demand and supply
Supply and demand for telecommunication infrastructure
Supply and demand for telecommunication infrastructure
The Demand and Supply of Credit for Households
Credit supply and demand in unconventional times
Delayed Credit Recovery in Croatia: Supply or Demand Driven?
Savings, Credit and Insurance: Household Demand for Formal Financial Services in Rural Ghana
Informing macroprudential policy choices using credit supply and demand decompositions
Credit demand versus supply channels: Experimental- and administrative-based evidence
Credit demand vs. supply channels: Experimental- and administrative-based evidence
Elasticities of demand for consumer credit
Lending Conditions in EU: The Role of Credit Demand and Supply.
Lending conditions in EU: The role of credit demand and supply
Supply and demand for telecommunication infrastructure
Supply and demand for telecommunication infrastructure
The Demand and Supply of Credit for Households
Credit supply and demand in unconventional times
Delayed Credit Recovery in Croatia: Supply or Demand Driven?
Savings, Credit and Insurance: Household Demand for Formal Financial Services in Rural Ghana
Informing macroprudential policy choices using credit supply and demand decompositions
Credit demand versus supply channels: Experimental- and administrative-based evidence
Credit demand vs. supply channels: Experimental- and administrative-based evidence
Elasticities of demand for consumer credit
Lending Conditions in EU: The Role of Credit Demand and Supply.
Lending conditions in EU: The role of credit demand and supply
Supply and demand for telecommunication infrastructure