Arbeitspapier
Understanding solutions to problem debt: An experimental investigation
We report a multi-stage online experiment (n=1,320) that tested multiple hypotheses regarding the presentation and communication of solutions for people with problem debt. We report four main findings. First, decision trees made it easier for people to locate solutions appropriate to their circumstances. Second, the merits of describing debt solutions using an internal (taking control) versus external (help when overwhelmed) locus of control were unclear, as effects were differential for different population subgroups. Third, debt solutions were better understood when information was structured around the process of engaging with the solution, rather than around the benefits. Fourth, the acceptability of debt solutions was strongly influenced by the emotional content of the relevant language, in keeping with the influence of stigma. These results have implications for improving communications with people seeking solutions to problem debt.
- Sprache
-
Englisch
- Erschienen in
-
Series: ESRI Working Paper ; No. 726
- Klassifikation
-
Wirtschaft
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Lunn, Pete
Julienne, Hannah
Belton, Cameron
Timmons, Shane
- Ereignis
-
Veröffentlichung
- (wer)
-
The Economic and Social Research Institute (ESRI)
- (wo)
-
Dublin
- (wann)
-
2022
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:45 MEZ
Datenpartner
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Lunn, Pete
- Julienne, Hannah
- Belton, Cameron
- Timmons, Shane
- The Economic and Social Research Institute (ESRI)
Entstanden
- 2022
Ähnliche Objekte (12)
Understanding the Emergence of Public Debt
Alternative solutions to the odious debt problem
Understanding default risk premia on public debt
Loneliness in online students with disabilities: qualitative investigation for experience, understanding and solutions
Understanding Visual Attention to Button Design Utilizing Eye-Tracking : An Experimental Investigation
Borrowing without debt? Understanding the US international investment position
Intertemporal consumption and debt aversion: An experimental study
Intertemporal Consumption and Debt Aversion: An Experimental Study
Insolvency frameworks and private debt: An empirical investigation
Molecular dynamics simulation and experimental investigation of poly(N-isopropylacrylamide) hydrogels in aqueous solutions
Understanding hydraulic fracture propagation behavior in tight sandstone–coal interbedded formations: an experimental investigation
An Empirical Investigation of the Strategic Use of Debt
Understanding the Emergence of Public Debt
Alternative solutions to the odious debt problem
Understanding default risk premia on public debt
Loneliness in online students with disabilities: qualitative investigation for experience, understanding and solutions
Understanding Visual Attention to Button Design Utilizing Eye-Tracking : An Experimental Investigation
Borrowing without debt? Understanding the US international investment position
Intertemporal consumption and debt aversion: An experimental study
Intertemporal Consumption and Debt Aversion: An Experimental Study
Insolvency frameworks and private debt: An empirical investigation
Molecular dynamics simulation and experimental investigation of poly(N-isopropylacrylamide) hydrogels in aqueous solutions
Understanding hydraulic fracture propagation behavior in tight sandstone–coal interbedded formations: an experimental investigation
An Empirical Investigation of the Strategic Use of Debt
Understanding the Emergence of Public Debt
Alternative solutions to the odious debt problem
Understanding default risk premia on public debt
Loneliness in online students with disabilities: qualitative investigation for experience, understanding and solutions
Understanding Visual Attention to Button Design Utilizing Eye-Tracking : An Experimental Investigation
Borrowing without debt? Understanding the US international investment position
Intertemporal consumption and debt aversion: An experimental study
Intertemporal Consumption and Debt Aversion: An Experimental Study
Insolvency frameworks and private debt: An empirical investigation
Molecular dynamics simulation and experimental investigation of poly(N-isopropylacrylamide) hydrogels in aqueous solutions
Understanding hydraulic fracture propagation behavior in tight sandstone–coal interbedded formations: an experimental investigation