Arbeitspapier
Banking deregulation and consumption of home durables
We exploit the spatial and temporal variation of the staggered introduction of interstate banking deregulation across the U.S. to study the relationship between credit constraints and consumption of durables. Using the American Housing Survey from 1981 to 1989, we link the timing of these reforms with evidence of a credit expansion and household responses on many margins. We find evidence that low-income households are more likely to purchase new appliances after the deregulation. These durable goods allowed households to consume less natural gas and spend less time in domestic activities after the reforms.
- Sprache
-
Englisch
- Erschienen in
-
Series: IWH Discussion Papers ; No. 4/2022
- Klassifikation
-
Wirtschaft
Consumer Economics: Empirical Analysis
Energy: Demand and Supply; Prices
- Thema
-
banking deregulation
credit constraints
energy consumption
durable goods
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Damar, H. Evren
Lange, Ian
McKennie, Caitlin
Moro, Mirko
- Ereignis
-
Veröffentlichung
- (wer)
-
Halle Institute for Economic Research (IWH)
- (wo)
-
Halle (Saale)
- (wann)
-
2022
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:45 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Arbeitspapier
Beteiligte
- Damar, H. Evren
- Lange, Ian
- McKennie, Caitlin
- Moro, Mirko
- Halle Institute for Economic Research (IWH)
Entstanden
- 2022
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