Arbeitspapier

Empirical analysis of credit relationships in small firms financing: Sampling design and descriptive statistics

Despite the relevance of credit financing for the profit and risk situation of commercial banks only little empirical evidence on the initial credit decision and monitoring process exists due to the lack of appropriate data on bank debt financing. The present paper provides a systematic overview of a data set generated during the Center for Financial Studies research project on Credit Management which was designed to fill this empirical void. The data set contains a broad list of variables taken from the credit files of five major German banks. It is a random sample drawn from all customers which have engaged in some form of borrowing from the banks in question between January 1992 and January 1997 and which meet a number of selection criteria. The sampling design and data collection procedure are discussed in detail. Additionally, the project's research agenda is described and some general descriptive statistics of the firms in our sample are provided.

Sprache
Englisch

Erschienen in
Series: CFS Working Paper ; No. 1998/14

Klassifikation
Wirtschaft
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Thema
credit management
credit-file data set

Ereignis
Geistige Schöpfung
(wer)
Elsas, Ralf
Henke, Sabine
Machauer, Achim
Rott, Roland
Schenk, Gerald
Ereignis
Veröffentlichung
(wer)
Goethe University Frankfurt, Center for Financial Studies (CFS)
(wo)
Frankfurt a. M.
(wann)
1998

Handle
URN
urn:nbn:de:hebis:30-9524
Letzte Aktualisierung
10.03.2025, 11:45 MEZ

Datenpartner

Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.

Objekttyp

  • Arbeitspapier

Beteiligte

  • Elsas, Ralf
  • Henke, Sabine
  • Machauer, Achim
  • Rott, Roland
  • Schenk, Gerald
  • Goethe University Frankfurt, Center for Financial Studies (CFS)

Entstanden

  • 1998

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