Arbeitspapier
How Health Plan Enrollees Value Prices Relative to Supplemental Benefits and Service Quality
This paper empirically assesses the relative role of health plan prices, service quality and optional benefits in the decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service quality indicators, (ii) measures of voluntary benefit provision on top of federally mandated benefits, and (iii) health plan prices for almost all German health plans. Mixed logit models incorporate a total of 1,700 health plan choices with more than 50 choice sets for each individual. The findings suggest that, compared to prices, health plan service quality and supplemental benefits play a minor role in making a health plan choice.
- ISBN
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978-3-86788-623-9
- Sprache
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Englisch
- Erschienen in
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Series: Ruhr Economic Papers ; No. 545
- Klassifikation
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Wirtschaft
Consumer Economics: Empirical Analysis
National Government Expenditures and Health
Analysis of Health Care Markets
Health Insurance, Public and Private
Health: Government Policy; Regulation; Public Health
- Thema
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service quality
non-essential benefits
prices
health plan switching
German sickness funds
SOEP
- Ereignis
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Geistige Schöpfung
- (wer)
-
Bünnings, Christian
Schmitz, Hendrik
Tauchmann, Harald
Ziebarth, Nicolas R.
- Ereignis
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Veröffentlichung
- (wer)
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Rheinisch-Westfälisches Institut für Wirtschaftsforschung (RWI)
- (wo)
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Essen
- (wann)
-
2015
- DOI
-
doi:10.4419/86788623
- Handle
- Letzte Aktualisierung
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10.03.2025, 11:41 MEZ
Datenpartner
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Objekttyp
- Arbeitspapier
Beteiligte
- Bünnings, Christian
- Schmitz, Hendrik
- Tauchmann, Harald
- Ziebarth, Nicolas R.
- Rheinisch-Westfälisches Institut für Wirtschaftsforschung (RWI)
Entstanden
- 2015