Artikel
Impact of cost efficiency on bank capital and the cost of financial intermediation: Evidence from BRICS countries
Over last two decades, emerging and developing nations have desperately endeavored for efficient banking sectors. In this study, we argue that bank efficiency generates incentives that can impact banks' capital holdings and the cost of financial intermediation. Analyzing a panel dataset of 1190 banks from BRICS (Brazil, Russia, India, China, South Africa) countries over the period 2007-2015, we find robust evidence that more efficient banks hold higher capital and charge lower financial intermediation costs. In an extended sample over the period 2000-2015, we observe that cost efficiency had a marginal positive impact on bank capital during the global financial crisis of 2007-2009. We also observe that on average, banks increased the cost of financial intermediation during the crisis, however, greater efficiency helped banks to not charge higher intermediation costs. Our results imply the beneficial impact of bank efficiency for bank stability and real economy.
- Sprache
-
Englisch
- Erschienen in
-
Journal: International Journal of Financial Studies ; ISSN: 2227-7072 ; Volume: 5 ; Year: 2017 ; Issue: 4 ; Pages: 1-18 ; Basel: MDPI
- Klassifikation
-
Wirtschaft
Allocative Efficiency; Cost-Benefit Analysis
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Financial Institutions and Services: Government Policy and Regulation
Financial Crises
- Thema
-
bank efficiency
the cost of financial intermediation
bank capital
financial crisis
emerging markets
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Rahman, Mohammed Mizanur
Ashraf, Badar Nadeem
Zheng, Changjun
Begum, Munni
- Ereignis
-
Veröffentlichung
- (wer)
-
MDPI
- (wo)
-
Basel
- (wann)
-
2017
- DOI
-
doi:10.3390/ijfs5040032
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:41 MEZ
Datenpartner
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Artikel
Beteiligte
- Rahman, Mohammed Mizanur
- Ashraf, Badar Nadeem
- Zheng, Changjun
- Begum, Munni
- MDPI
Entstanden
- 2017
Ähnliche Objekte (12)
Relationship among cost of financial intermediation, risk, and efficiency: Empirical evidence from Bangladeshi commercial banks
Cost efficiency of European cooperative banks
Post-crisis cost efficiency of Jamaican banks
Financial intermediation cost, rents, and productivity: An international comparison
Measuring Cost Efficiency of Ukrainian Banks in 2008
Cost Efficiency and Sustainability of Steep Slope Viticulture
Capital regulation, the cost of financial intermediation and bank profitability: Evidence from Bangladesh
The efficiency cost of protective measures in climate policy
Efficiency, cost and quality in healthcare
Cost of Living
Cost of spinning
The cost-efficiency and productivity growth of euro area banks
Relationship among cost of financial intermediation, risk, and efficiency: Empirical evidence from Bangladeshi commercial banks
Cost efficiency of European cooperative banks
Post-crisis cost efficiency of Jamaican banks
Financial intermediation cost, rents, and productivity: An international comparison
Measuring Cost Efficiency of Ukrainian Banks in 2008
Cost Efficiency and Sustainability of Steep Slope Viticulture
Capital regulation, the cost of financial intermediation and bank profitability: Evidence from Bangladesh
The efficiency cost of protective measures in climate policy
Efficiency, cost and quality in healthcare
Cost of Living
Cost of spinning
The cost-efficiency and productivity growth of euro area banks
Relationship among cost of financial intermediation, risk, and efficiency: Empirical evidence from Bangladeshi commercial banks
Cost efficiency of European cooperative banks
Post-crisis cost efficiency of Jamaican banks
Financial intermediation cost, rents, and productivity: An international comparison
Measuring Cost Efficiency of Ukrainian Banks in 2008
Cost Efficiency and Sustainability of Steep Slope Viticulture
Capital regulation, the cost of financial intermediation and bank profitability: Evidence from Bangladesh
The efficiency cost of protective measures in climate policy
Efficiency, cost and quality in healthcare
Cost of Living
Cost of spinning