What do banks lose money on during crises?

Bericht

We look at a wide range of national and international crises to identify banks' exposures to losses during banking crises. We find that banks generally sustain greater losses on corporate loans than on household loans. Even after sharp falls in house prices, losses on household loans were often moderate. The most prominent exception is the losses incurred in US banks during the 2008 financial crisis. In most of the crises we study, the main cause of bank losses appears to have been property-related corporate lending, particularly commercial property loans. In a box, we also summarise characteristics of developments in the banking industry ahead of banking crises.

Angaben zum Objekt

• ISBN: 978-82-7553-796-4
• Sprache: Englisch

Verweise und Beziehungen

• Erschienen in: Series: Staff Memo ; No. 3/2014

Klassifikation und Themen

• Klassifikation: Wirtschaft

Beteiligte, Orts- und Zeitangaben

• Ereignis: Geistige Schöpfung
• (wer): Kragh-Sørensen, Kasper ; Solheim, Haakon
• Ereignis: Veröffentlichung
• (wer): Norges Bank
• (wo): Oslo
• (wann): 2014

Weitere Informationen

• Handle: http://hdl.handle.net/10419/264958
• Letzte Aktualisierung: 10.03.2025, 11:42 MEZ