Bericht

Kostnadseffektiviseringen til de norske bankene kan forklares med automatisering og digitalisering

Operating costs in the Norwegian banking sector have been reduced considerably in recent decades, both as a share of income and assets. This has increased banks' resilience to increased losses and reduced the risk of crises. In this article, I analyse how costs have been reduced and the main drivers of the cost efficiency improvement. The results suggest that automation and the digitalisation of banks' operations have played a key role in improving cost efficiency.

Alternative title
The cost efficiency improvement of Norwegian banks can be explained by automation and digitalisation
ISBN
978-82-8379-172-3
Language
Norwegisch

Bibliographic citation
Series: Staff Memo ; No. 9/2020

Classification
Wirtschaft
Subject
banks
costs
digitalisation
regulation
business cycle

Event
Geistige Schöpfung
(who)
Andersen, Henrik
Event
Veröffentlichung
(who)
Norges Bank
(where)
Oslo
(when)
2020

Handle
Last update
10.03.2025, 11:45 AM CET

Data provider

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Object type

  • Bericht

Associated

  • Andersen, Henrik
  • Norges Bank

Time of origin

  • 2020

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