Bericht
Kostnadseffektiviseringen til de norske bankene kan forklares med automatisering og digitalisering
Operating costs in the Norwegian banking sector have been reduced considerably in recent decades, both as a share of income and assets. This has increased banks' resilience to increased losses and reduced the risk of crises. In this article, I analyse how costs have been reduced and the main drivers of the cost efficiency improvement. The results suggest that automation and the digitalisation of banks' operations have played a key role in improving cost efficiency.
- Alternative title
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The cost efficiency improvement of Norwegian banks can be explained by automation and digitalisation
- ISBN
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978-82-8379-172-3
- Language
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Norwegisch
- Bibliographic citation
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Series: Staff Memo ; No. 9/2020
- Classification
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Wirtschaft
- Subject
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banks
costs
digitalisation
regulation
business cycle
- Event
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Geistige Schöpfung
- (who)
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Andersen, Henrik
- Event
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Veröffentlichung
- (who)
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Norges Bank
- (where)
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Oslo
- (when)
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2020
- Handle
- Last update
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10.03.2025, 11:45 AM CET
Data provider
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Bericht
Associated
- Andersen, Henrik
- Norges Bank
Time of origin
- 2020