Microfinance in marginal and upland areas

Arbeitspapier

Microfinance comprises microsavings, microcredit and other financial services such as microinsurance and microleasing. Small amounts of savings are col-lected: daily, weekly, at market days, after harvests or irregularly. They are then transformed into microloans which are repaid in microinstalments: this is micro-credit. I call any institution that provides such microfinancial services a microfi-nance institution. This includes financial self-help groups, savings and credit co-operatives, rural banks, branches of Agricultural Development Banks and some commercial banks, furthermore moneylenders, deposit collectors, credit NGOs and rotating savings and credit associations. A small number of them is donor-supported. Sustainable rural financial institutions are a prerequisite of sustain-able rural development in any country and any region.

Angaben zum Objekt

• Sprache: Englisch

Verweise und Beziehungen

• Erschienen in: Series: Working Paper ; No. 1999,11

Klassifikation und Themen

• Klassifikation: Wirtschaft

Beteiligte, Orts- und Zeitangaben

• Ereignis: Geistige Schöpfung
• (wer): Seibel, Hans Dieter
• Ereignis: Veröffentlichung
• (wer): Universität zu Köln, Arbeitsstelle für Entwicklungsländerforschung (AEF)
• (wo): Köln
• (wann): 1999

Weitere Informationen

• Handle: http://hdl.handle.net/10419/23685
• Letzte Aktualisierung: 10.03.2025, 11:43 MEZ