Artikel
Farmers' awareness of digital credit: Does financial literacy matter?
This study investigates the relationship between financial literacy and farmers' awareness of digital credit in rural Madagascar. We apply questions that demonstrate individuals' understanding of the four fundamental concepts for financial decision making: numeracy, interest compounding, inflation and risk diversification to measure farmers' financial literacy. We find that financial literacy has a positive and statistically significant effect on farmers' awareness of digital credit. Our study highlights the importance of financial literacy for increasing farmers' awareness of digital credit in rural areas of Madagascar and supports the widely held view that financial literacy is crucial for individuals' awareness of financial products.
- Language
-
Englisch
- Bibliographic citation
-
Journal: Journal of International Development ; ISSN: 1099-1328 ; Volume: 35 ; Year: 2023 ; Issue: 8 ; Pages: 2299-2317 ; Hoboken, NJ: Wiley
- Classification
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Sozialwissenschaften, Soziologie, Anthropologie
- Subject
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awareness of financial products
digital credit
financial literacy
Madagascar
smallholder farmers
- Event
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Geistige Schöpfung
- (who)
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Sarfo, Yaw
Musshoff, Oliver
Weber, Ron
- Event
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Veröffentlichung
- (who)
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Wiley
- (where)
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Hoboken, NJ
- (when)
-
2023
- DOI
-
doi:10.1002/jid.3774
- Last update
-
10.03.2025, 11:42 AM CET
Data provider
This object is provided by:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Artikel
Associated
- Sarfo, Yaw
- Musshoff, Oliver
- Weber, Ron
- Wiley
Time of origin
- 2023
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