Bericht

The Declining Deposit to Loan Ratio - What Can the Banks Do?

We have been exploring possible explanations for the strong decline in the ratio between bank deposits held by the non-financial sector in Norway, and the bank loans taken by the same sector. We have followed two different but related lines of reasoning. First, we have been looking at the relative return on bank deposits and on the relative costs of bank loans in a portfolio model approach. Second, we have tried to follow financial flows to identify structural changes in the Norwegian markets that could have an effect on the deposit-to-loan ratio.

ISBN
978-82-7553-695-0
Sprache
Englisch

Erschienen in
Series: Staff Memo ; No. 28/2012

Klassifikation
Wirtschaft

Ereignis
Geistige Schöpfung
(wer)
Berg, Sigbjørn Atle
Ereignis
Veröffentlichung
(wer)
Norges Bank
(wo)
Oslo
(wann)
2012

Handle
Letzte Aktualisierung
10.03.2025, 11:43 MEZ

Datenpartner

Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.

Objekttyp

  • Bericht

Beteiligte

  • Berg, Sigbjørn Atle
  • Norges Bank

Entstanden

  • 2012

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