Bericht
The Declining Deposit to Loan Ratio - What Can the Banks Do?
We have been exploring possible explanations for the strong decline in the ratio between bank deposits held by the non-financial sector in Norway, and the bank loans taken by the same sector. We have followed two different but related lines of reasoning. First, we have been looking at the relative return on bank deposits and on the relative costs of bank loans in a portfolio model approach. Second, we have tried to follow financial flows to identify structural changes in the Norwegian markets that could have an effect on the deposit-to-loan ratio.
- ISBN
-
978-82-7553-695-0
- Language
-
Englisch
- Bibliographic citation
-
Series: Staff Memo ; No. 28/2012
- Classification
-
Wirtschaft
- Event
-
Geistige Schöpfung
- (who)
-
Berg, Sigbjørn Atle
- Event
-
Veröffentlichung
- (who)
-
Norges Bank
- (where)
-
Oslo
- (when)
-
2012
- Handle
- Last update
-
10.03.2025, 11:43 AM CET
Data provider
This object is provided by:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Bericht
Associated
- Berg, Sigbjørn Atle
- Norges Bank
Time of origin
- 2012
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