Bericht
The cost efficiency improvement of Norwegian banks can be explained by automation and digitalisation
Operating costs in the Norwegian banking sector have been reduced considerably in recent decades, both as a share of income and assets. This has increased banks' resilience to increased losses and reduced the risk of crises. In this article, I analyse how costs have been reduced and the main drivers of the cost efficiency improvement. The results suggest that automation and the digitalisation of banks' operations have played a key role in improving cost efficiency.
- ISBN
-
978-82-8379-176-1
- Language
-
Englisch
- Bibliographic citation
-
Series: Staff Memo ; No. 9/2020
- Classification
-
Wirtschaft
- Subject
-
banks
costs
digitalisation
regulation
business cycle
- Event
-
Geistige Schöpfung
- (who)
-
Andersen, Henrik
- Event
-
Veröffentlichung
- (who)
-
Norges Bank
- (where)
-
Oslo
- (when)
-
2020
- Handle
- Last update
-
10.03.2025, 11:43 AM CET
Data provider
This object is provided by:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Bericht
Associated
- Andersen, Henrik
- Norges Bank
Time of origin
- 2020
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