Arbeitspapier
Integrated household surveys: An assessment of U.S. methods and an innovation
We present a vision for improving household financial surveys by integrating responses from questionnaires more completely with financial statements and combining them with payments data from diaries. Integrated household financial accounts - balance sheet, income statement, and statement of cash flows - are used to assess the degree of integration in leading U.S. household surveys, focusing on inconsistencies in measures of the change in cash. Diaries of consumer payment choice can improve dynamic integration. Using payments data, we construct a statement of liquidity flows: a detailed analysis of currency, checking accounts, prepaid cards, credit cards, and other payment instruments, consistent with conventional cash-flows measures and the other financial accounts.
- Language
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Englisch
- Bibliographic citation
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Series: Working Papers ; No. 17-7
- Classification
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Wirtschaft
Consumer Economics: Empirical Analysis
Household Saving; Personal Finance
Demand for Money
Monetary Systems; Standards; Regimes; Government and the Monetary System; Payment Systems
- Subject
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Surveys
diaries
payments
financial statements
cash flows
- Event
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Geistige Schöpfung
- (who)
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Samphantharak, Krislert
Schuh, Scott
Townsend, Robert M.
- Event
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Veröffentlichung
- (who)
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Federal Reserve Bank of Boston
- (where)
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Boston, MA
- (when)
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2017
- Handle
- Last update
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10.03.2025, 11:41 AM CET
Data provider
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. If you have any questions about the object, please contact the data provider.
Object type
- Arbeitspapier
Associated
- Samphantharak, Krislert
- Schuh, Scott
- Townsend, Robert M.
- Federal Reserve Bank of Boston
Time of origin
- 2017