Arbeitspapier

Interviewer effects and the measurement of financial literacy

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In this paper we ask whether interviewers influence the answers to a standard set of survey questions on financial literacy. We study data from Germany's wealth survey, Panel on Household Finances (PHF). We have access to extensive paradata, including interviewer identifiers, background characteristics of interviewers, and measures of interviewer activity through the survey. We find that interviewer effects explain a significant fraction of the variance of the financial literacy score, and inter-interviewer correlations are notably larger for the financial literacy score than for other survey variables. We explore how accounting for interviewer effects can improve estimates of the effects of financial literacy on financial behaviours and outcomes.

Language
Englisch

Bibliographic citation
Series: ISER Working Paper Series ; No. 2017-06

Classification
Wirtschaft
Subject
financial literacy
interviewer effects
measurement error

Event
Geistige Schöpfung
(who)
Crossley, Thomas F.
Schmidt, Tobias
Tzamourani, Panagiota
Winter, Joachim K.
Event
Veröffentlichung
(who)
University of Essex, Institute for Social and Economic Research (ISER)
(where)
Colchester
(when)
2017

Handle
Last update
10.03.2025, 11:43 AM CET

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Object type

  • Arbeitspapier

Associated

  • Crossley, Thomas F.
  • Schmidt, Tobias
  • Tzamourani, Panagiota
  • Winter, Joachim K.
  • University of Essex, Institute for Social and Economic Research (ISER)

Time of origin

  • 2017

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