Bericht
Sustainable Household Debt: Towards an Operational View and Framework
From a broad financial stability perspective, sustainable household debt should be evaluated within a steady-state consumption-path approach. We calculate measures for households' steady-state consumption based on average consumption to income ratios for a number of household groups and use a 'counterfactual history approach' to evaluate their debt sustainability. The results show that households within the first-home buyers and second steppers groups, which hold more than half of total household debt in Norway, are vulnerable to an increase in the loan rate.
- ISBN
-
978-82-7553-712-4
- Sprache
-
Englisch
- Erschienen in
-
Series: Staff Memo ; No. 33/2012
- Klassifikation
-
Wirtschaft
- Thema
-
household debt
sustainability
consumption
- Ereignis
-
Geistige Schöpfung
- (wer)
-
Lindquist, Kjersti-Gro
- Ereignis
-
Veröffentlichung
- (wer)
-
Norges Bank
- (wo)
-
Oslo
- (wann)
-
2012
- Handle
- Letzte Aktualisierung
-
10.03.2025, 11:44 MEZ
Datenpartner
Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.
Objekttyp
- Bericht
Beteiligte
- Lindquist, Kjersti-Gro
- Norges Bank
Entstanden
- 2012
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