Arbeitspapier

International banking and cross-border effects of regulation: Lessons from Germany

We analyze the inward and outward transmission of regulatory changes through German banks' (international) loan portfolio. Overall, our results provide evidence for international spillovers of prudential instruments, these spillovers are however quite heterogeneous between types of banks and can only be observed for some instruments. For instance, foreign banks located in Germany reduce their loan growth to the German economy in response to a tightening of sector-specific capital buffers, local reserve requirements and loan to value ratios in their home country. Furthermore, from the point of view of foreign countries, tightening reserve requirements was effective in reducing lending inflows from German banks. Finally, we find that business and financial cycles matter for lending decisions.

ISBN
978-3-95729-280-3
Sprache
Englisch

Erschienen in
Series: Bundesbank Discussion Paper ; No. 27/2016

Klassifikation
Wirtschaft
International Finance: General
Financial Crises
Banks; Depository Institutions; Micro Finance Institutions; Mortgages
Financial Institutions and Services: Government Policy and Regulation
Thema
cross-border spillovers
prudential regulation
loan supply
German banks

Ereignis
Geistige Schöpfung
(wer)
Ohls, Jana
Pramor, Marcus
Tonzer, Lena
Ereignis
Veröffentlichung
(wer)
Deutsche Bundesbank
(wo)
Frankfurt a. M.
(wann)
2016

Handle
Letzte Aktualisierung
10.03.2025, 11:43 MEZ

Datenpartner

Dieses Objekt wird bereitgestellt von:
ZBW - Deutsche Zentralbibliothek für Wirtschaftswissenschaften - Leibniz-Informationszentrum Wirtschaft. Bei Fragen zum Objekt wenden Sie sich bitte an den Datenpartner.

Objekttyp

  • Arbeitspapier

Beteiligte

  • Ohls, Jana
  • Pramor, Marcus
  • Tonzer, Lena
  • Deutsche Bundesbank

Entstanden

  • 2016

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